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insuropiia.com
patterson international insurance
insuropiia.com is your perfect stop for international health insurance,
travel insurance, and long-term medical insurance
i am a/an...
[select the best description
from the list below]:
  • Backpacker
  • Bird Watcher
  • Business Traveler
  • EduCare Program Participant
  • Educator
  • Employer
  • Exchange Student
  • Exchange Visitor Program
  • Executive
  • Expatriate (I live overseas)
  • Extreme Sports Enthusiast
  • Government Visitor
  • High School Student
  • Immigrant
  • International Aid Worker
  • International Citizen
  • International School Educator
  • Leisure Traveler
  • Living & Working Overseas
  • Marine Crew
  • Medical Tourist
  • Missionary
  • NGO Worker
  • Retiree Living Overseas
  • Schengen Visa Holder
  • Scholar
  • Student
  • Tourist or Traveler
  • Traveler or Tourist
  • US Citizen Studying Abroad
  • Vacationer
  • Volunteer
  • Working & Living Overseas
  • Yacht Captain
  • Yacht Crew Member
THE INSURANCE PLAN PRESENTED ON THIS PAGE IS INTENDED FOR:
  • Recent Immigrant
  • Visitors to the United States
  • Non-US (non-United States) Citizens Traveling to US for: Business Travel, Pleasure Travel, or Leisure Travel
  • Non-US (non-United States) Students
  • Open to individuals and their families
  • COST IS $56 USD PER MONTH [ASSUMPTION: Individual aged 30 - 39 years, selected a $150 USD Deductible and a policy maximum of $50,000 per injury or sickness] QUOTE ME NOW
medical coverage for

visitors & immigrants
to the United States

who are traveling for business, pleasure, study or to immigrate


rapid processing - 24/7/365 professional customer service - coverage for 5+ days to 5 years maximum - coverage from 2 weeks old to 99 years old - choice of deductibles - for families and individuals
Long-Term Travel Medical Insurance
EMPLOYERS
Single Trip or Short-term Travel Medical Insurance
Frequent Traveler
GROUPS
Welcome to the insuropiia.com Visitor and Immigrant Insurance Page dedicated to
providing a straightforward and reasonably priced insurance plan
for visitors and immigrants to the United States.

www.insuropiia.com through Seven Corners offers an insurance plan
that has been created especially for immigrants and visitors to the United States. 

Even though the United States may offer the most comprehensive medical care available,
it is often complicated as well as very expensive. 

For a visitor to the United States or a recent immigrant, finding an insurance program
that is easy to understand and reasonably priced is often difficult. 

As a solution, Inbound Immigrant was developed to provide a simple program to visitors and immigrants that will provide up to 5 years of protection.  If you need a more temporary solution, check out Inbound Guest which provides coverage from 5 days to 180 days (maximum) and offers a choice of deductibles from $0 to $100 and maximum benefits from $45,000 to $120,000 per Injury or Sickness - average cost for a person aged between 2 weeks and less than 49 years is only $32.40 USD per month, assuming $100 Deductible and $45,000 Policy maximum per Injury/Sickness. I want to get a quote for Inbound Guest.

HIGHLIGHTS OF THE ****INBOUND IMMIGRANT**** INSURANCE PLAN FOR VISITORS AND IMMIGRANTS:
  • Purchase for 5 days or up to 60 months**   [NOTE: Quote and/or Buy Inbound Guest if you only need temporary insurance while visiting, studying in, or immigrating to the United States for up to a maximum of 180 days, the monthly premium/cost is less expensive than Inbound Immigrant, but coverage is only Stateside]
  • Must enroll within 24 months of arriving in the United States
  • Select from either a $75 or $150 deductible for each Injury and each Sickness
  • International travel coverage - an insured person may travel to additional countries, other than the United States, up to a maximum of 30 days with a minimum of 1 month of coverage
  • Incidental trips to your home country - you will receive same benefits for incidental trips to your Home Country (30 days per 12 months of purchased coverage or pro rata thereof – example: approximately 2½ days per month of purchased coverage). However, the maximum benefit is reduced to $50,000 for any illness or injury occurring while on an incidental trip to the Home Country.
  • This plan is a stand alone plan (e.g. there is no requirement for you to have an existing insurance plan in your Home Country.) 
  • Rapid processing
  • A “excellent ” rated, U.S. insurance company
  • Professional customer service
  • 24 hour worldwide assistance

** Available for 60 months (5 years) if purchased at least 3 months at a time.

If we can be of further assistance, please do not hesitate to contact us. Thank you!


ADDITIONAL INFORMATION-
eligibility
This program is available to non-United States citizens who are traveling to the United States for business, pleasure, to study, or to immigrate. The program must become effective within 24 months of arrival in the United States.

period of coverage
You may initially enroll in Inbound Immigrant for as little as 5 days and up to maximum of 12 months. If you initially purchase
at least 3 months, you may continue to renew coverage for a minimum of 3 months at a time, at the premium rate in force
at the time of renewal. Total period of coverage for Inbound Immigrant cannot exceed 60 months (in order to reapply, you
must first return to your home country for a minimum of 31 days).  Please note: Once you reapply for a new policy, the pre-existing condition(s) look back starts over.

renewal
If Inbound Immigrant is initially purchased for at least three months, one month before the expiration date, Seven Corners
will send a renewal notice to the Address of Correspondence listed on the application. If you renew the coverage for 3 or more months (up to 12 months at a time), Seven Corners will continue to send renewal notices to you. If you renew the coverage for only 1 or 2 months, Seven Corners will assume that you no longer require the coverage and will not send another renewal notice.  If you initially apply online, you will have the option to renew in whatever increment you choose (Minimum 5 day purchase).  There is a $5 admin fee each time you renew. Again, total period of coverage for Inbound Immigrant cannot exceed 60 months.  Additionally, the company may change aspects of the program, including rates, at any renewal date.

schedule of benefits [READ and/or PRINT BENEFITS, SEE PAGE 3 OF BROCHURE]
If your covered Injury or Sickness requires treatment by a physician, this program will provide benefits for the Usual and Customary (U&C) charges scheduled below which exceed the chosen Per Person Deductible (either $75 or $150, and $125 or $250 deductible for age 70 and over) for each Injury and each Sickness and which are incurred within the 52 weeks following the Injury or Sickness (within 32 weeks for those insureds age 70 and over).  Payment for any covered service will be no more than the Benefit Limit shown in the Schedule of Benefits. The total amount payable for all Benefits will be no more than $50,000 or $100,000 for each Injury and each Sickness. 

schedule of benefits for persons age 70 and over [READ and/or PRINT BENEFITS, SEE PAGE 3 OF BROCHURE]
If your covered Injury or Sickness requires treatment by a physician, this program will provide benefits for the Usual and Customary (U&C) charges scheduled below which exceed the chosen Per Person Deductible ($125 or $250 deductible for age 70 and over) for each Injury and each Sickness and which are incurred within the 32 weeks following the Injury or Sickness.  Payment for any covered service will be no more than the Benefit Limit shown in the Schedule of Benefits. The total amount payable for all Benefits will be no more than $50,000 for each Injury and each Sickness. 

For persons age 70 and over, the maximum benefit limit is $50,000. The period in which covered expenses must be incurred
is 32 weeks following the Injury or Sickness, and a separate schedule applies.

incidental trips to your home country
This benefit covers the Insured Person for incidental trips to his or her Home country (30 days per 12 months of purchased coverage or pro rata thereof – example: approximately 2½ days per month of purchased coverage). Maximum benefit is reduced to $50,000 for any illness or injury occurring while on an incidental trip to the Home Country.

international travel coverage
An insured person may travel to additional countries, other than the United States, up to a maximum of 30 days. You must purchase a minimum of 1 month of coverage. International travel coverage does not include travel back to the insured person’s home country, and it does not extend after your current expiration date. International travel must be utilized during your current Period of Coverage.

emergency medical evacuation expenses
If you or any covered dependents become sick or injured during the period of coverage and it has been determined that an Emergency Medical Evacuation is required to either the nearest medical facility, where appropriate medical treatment can be obtained, or to your Country of Residence, all eligible expenses incurred are covered up to $10,000. An Emergency Medical Evacuation must be recommended by a legally licensed physician who certifies that the severity of the Injury or Sickness necessitates such Emergency Medical Evacuation, and agreed to by you or your representative. All arrangements must be coordinated by the Assistance Provider.

repatriation of mortal remains expenses
If Injury or Sickness commencing during the Period of Coverage results in death, all reasonable expenses incurred for preparation
and return of the remains to the Country of Residence are covered up to a maximum of $7,500, provided that all arrangements are coordinated by the Assistance Provider.

what you will receive
Upon successful enrollment in Inbound Immigrant, you will receive an information packet from Seven Corners. This packet will include your ID Card and Program Summary. The Program Summary describes the benefits of Inbound Immigrant in complete detail. In addition, the Program Summary explains the procedure for submitting claims.

refund of premium
Seven Corners realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written
request is received by Seven Corners prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.

the insurance company
Inbound Immigrant is underwritten by The Insurance Company of the State of Pennsylvania, a member company of the AIU Holdings and is rated A “Excellent” by the A.M. Best Company.
Get A Quote for Inbound<sup>®</sup> Immigrant
Get A Quote for Inbound<sup>®</sup> Immigrant
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