International Medical and Health Insurance for the Frequent International Traveler

Patriot Green Travel Medical Insurance

Environmentally conscious plan

RIDERS

OPTIONAL RIDERS FOR PATRIOT GREEM TRAVEL MEDICAL INSURANCE

Under the Patriot plans, you may elect to purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge. The following optional riders are available:

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Eco Sports Rider

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Patriot Return Rider

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Enhanced AD&D Rider

Eco Sports Rider: The Eco Sports Rider is available on both Patriot Green plans for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below: abseiling, aviation, BMX, bobsleigh, bungee jumping, canyoning, caving, flying (private plane), hang gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, kayaking, mountain biking, paragliding, parascending, rappelling, rock climbing (ropes and guides to 4500m from ground level), skydiving, snow boarding, snowmobiling, snow skiing, spelunking, surfing, trekking, whitewater rafting (to Class V), wind-surfing, jungle zip lining, wildlife safaris, horseback riding, cave tubing, scuba diving and snorkeling. These extreme activities must be engaged in solely for leisure, recreation, or entertainment purposes.

Patriot Return Rider: The Patriot Return Rider is only available to non-U.S. citizens who have purchased Patriot America. When purchased at the time of application, Patriot Return provides temporary medical coverage for non-U.S. citizens returning to their home country.

Enhanced AD&D Rider: This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.

* This Web page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this Web page, application, and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.